Buildings and Contents Insurance Quote

This covers you if your house burns down etc. (Read more about this now)

We've researched the web extensively to see who can give you the best deal. We can link you to Starlane, an independent broker who specialises in delivering low cost, high quality deals.

Simply fill in your particulars below - which takes a minute or so. Your information will be analysed quickly and a customised quote prepared for you immediately. This service is FREE and you are under no obligation to proceed with any of the deals quoted.

Main Proposer
Title:
First Name:
Surname:
Address to be insured:
Postcode:
Your current address (If same as above simply leave blank):
Current Postcode:
E-mail Address:
Date of Birth:
Contact Telephone Number.(Things are rarely as simple as they should be. Our partners often need to ask an extra question. Giving your contact number will greatly speed things up.)
Type of Home eg Detached / Semi / Terraced / Flat?
How old is the property?
Number of bedrooms:
Name of mortgage lender:
Amount to insure for your contents ( See note "How much to insure your contents for")
Amount to insure for rebuilding ( See note "How much to insure for rebuilding costs")
*What is the property used for? ie Your Main Residence? ... Holiday Home?... Rented out?... Unoccupied (if the latter: furnished or unfurnished)?*
Second Proposer If you need the policy in two names (eg where there's a joint mortgage) please put the details of the second person below. If this is not relevant skip it
If you're not sure give us brief details and/or ask to be called about it here
Second Proposer's Title:
First Name:
Surname:
Date of Birth:
*Any previous claims - in the last 3 years. If yes please give details. (If you want to discuss this direct just say "call me")*
Any personal possesions worth more than £1000 that you'll be taking out of the property to be insured? eg jewellry. Please give brief details of items and value here. (If you want to discuss this direct just say "call me")
Please note that we abide by the Data Protection Act and will not misuse your details in any way. They will not be passed to any third parties.	Thank you. Please press send - below - and the form will be submitted automatically.

About rebuilding costs

Rebuilding costs are not the same as the market value of your home. Often they're less than half - for example they don't include the cost of the land. You'll overpay if you get this wrong. But if you underestimate it you're in big trouble.

Ask your insurer's advice about this. The Association of British Insurers have a useful booklet called "House rebuilding costs". Tel 020 7600 3333. Don't get this wrong.

Back to where you were on the form

How much to insure your contents for

Don't underinsure your contents and possesions. Even old furntiure etc will be expensive to replace. Too many of us regret having miscalculated when it comes to having to buy new things and finding how much we should have insured for.

Go through each room and list what you have. Be realistic about the replacement costs.

For high value items, antiques etc Get an independent evaluation.

Be wary of "blanket cover" packages which some insurers offer. These are based on the number of rooms. You may end up paying more than necessary.

Shop around for better quotes than your lender's offering and you could save thousands.

Basically as with all types of insurance: don't underinsure, don't overinsure and only get insurance that's relevant to your needs.

Back to where you were on the form